Newfoundland Personal Recreational Watercraft Insurance

Personal watercrafts (PWC) are basically your ATVs and snowmobiles but for the water. They are recreational watercrafts that the rider sits or stands on, rather than inside of, as in a boat. Both styles have an inboard engine driving a pump jet that has a screw-shaped impeller to create thrust for propulsion and steering. They are often referred by the trademarked brand names Jet Ski, WaveRunner, or Sea-Doo. Most are designed for two or three people, though four-passenger models exist.

As an owner of a personal watercraft, there's no doubt that you want to have fun on the water. Unfortunately just like using any other vehicle, when you use your personal watercraft you increase your exposure to risk. Make sure that you have comprehensive Newfoundland personal watercraft insurance to minimize your risk.


At the heart of our Newfoundland PWC insurance package is an offering from NautiMax. NautiMax is an insurance program that specializes in small boats and personal watercrafts. With NautiMax on side, Crosbie Job can offer you a versatile protection plan that enables you to select the coverage that best suits your needs. Your choices include:

  • Comprehensive all-risks plans based on Agreed Value, Actual Cash Value or even Guaranteed Replacement Cost (depending on the craft's age)
  • Personal liability of up to $2 million for any accidental damages or injuries caused by you or your watercraft
  • Protection for your navigational equipment, trailers and your personal property (adjustable)
  • Loss of use of up to $1,500 a year (on certain watercrafts)
  • Wreck removal

Our professionals at Crosbie Job can negotiate great discounts on your behalf for aspects like dry docking, being claims-free, completing recognized training, increasing your deductibles, or owning multiple watercrafts.

Don't Get Caught On the Water

As fun as it can be on the water, don't get caught when a storm rears its ugly head. A watercraft accident can ruin your peace of mind, finances and in the worst case scenario, it can take a life.

Crosbie Job has been providing residents of Newfoundland with the most current and comprehensive insurance policies since 1984. We know our area and the waters in and around it. We offer insurance based on Strength and Experience, so we will tailor an insurance solution for you.

Complete the Protection Savings Quote Form before you hit the waters. The professionals at Crosbie Job will contact you about personal watercraft protection. You can sleep easy knowing that We've Got You Covered.