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What You Need to Know about Electronic Scooters and Insurance

What You Need to Know about Electronic Scooters and Insurance

Electric scooters are gaining popularity worldwide as an eco-friendly, convenient way to navigate cities like St. John’s, Mt. Pear, Gander, and Corner Brook. Despite their benefits, they bring new risks and insurance concerns. Newfoundland Insurance Brokers are...

What Factors are Included in Home Insurance Premium Calculations?

What Factors are Included in Home Insurance Premium Calculations?

A variety of factors will be considered by insurance companies when determining the cost of home insurance, and they will focus on information that will help them determine how likely you are to make a claim. They need to estimate how much that potential claim will...

Why Business Insurance Is Important

Why Business Insurance Is Important

Whether you own a small or large business, securing the proper insurance is essential to keeping your assets safe. It protects you from lawsuits, damage to your property, and losses due to acts of nature. However, before making a decision, you should understand how...

What is a Certificate of Insurance?

What is a Certificate of Insurance?

Many people have questions about what a certificate of insurance or COI is. While some business owners are familiar with COIs, our Insurance Brokers in St. John’s are typically asked to explain the purpose of COIs and when they are necessary. Newfoundland Insurance...

Builders’ Risk Insurance

Builders’ Risk Insurance

Before a building is constructed, and during the construction process, the property and building materials are not eligible for traditional building insurance. Projects typically aren't built in a day and remain vulnerable for months until it is completely...

Guide to Buying Home Insurance For The First Time

Guide to Buying Home Insurance For The First Time

Are you looking to purchase home insurance? You've already taken a great first step by making this a priority. A great home insurance policy will protect your home from any expensive and damaging risks. Typical perils covered by a home insurance policy include fire...

Reminder: Home Insurance Covers More Than Just Your Home

Reminder: Home Insurance Covers More Than Just Your Home

It’s always better to be safe than sorry. That’s why home insurance is so important for homeowners. But did you know that your home insurance may cover much more than damage to your home? People often don’t file claims on their home insurance because they do not know...

University Safety

University Safety

I was just listening to some of the kids I coach at rugby talking about going to university for the first time the other day, it got me thinking are they really prepared.  As parents have we prepared them.  In many ways, if they stay at home and attend the local...

Cyber Liability Insurance … Do I Need It?

Cyber Liability Insurance … Do I Need It?

As I opened my email this morning, I saw another announcement from one of our insuring partners announcing that they are offering cyber liability insurance.  It made me think, “How many businesses out there have this potential gap in coverage?”  I was left wondering...

Winter Driving Tips

Winter Driving Tips

It was just the other day that I was driving into work and when I made the turn off the highway, I was shocked. SNOW!!!!! Ugh!!!! In fairness a lot of us like snow, especially kids. Snow can be fun. Whether it is for skiing, going tobogganing, making snow angels,...

15 Tips To Prepare For A Snow Storm

15 Tips To Prepare For A Snow Storm

So it looks like you have a snowstorm headed your way.  The kids are rejoicing … no school … playtime … sliding etc. But if you are like most adults you aren’t very happy about it. Snowstorms can be a royal pain in the buttox, but there are many things you can do to...

Distracted Driving …. More than Just Texting and Driving

Distracted Driving …. More than Just Texting and Driving

Last week as I was heading home on the Outer Ring Road, I was amazed to see two accidents. I shook my head and then asked myself why I was surprised.  As anyone who travels the roads in Newfoundland and Labrador will attest, accidents happen way too often.  I am sure...