As the temperature drops outside, we being to think about how to make our home cozy. As many Newfoundlanders and Labradorians know a woodstove/pellet stove is a great source of heat. It makes for a cozy home, and many us prefer this form of heat above all others. Unfortunately though most insurers view a woodstove/pellet stove as an extra liability and as such they want to know all about. Here we will present some tips so you know what your insurer is looking for and what some of the safety concerns are.